Turn your card perks into real value.
Most perks go unused because they're hard to track and easy to forget. PerkMint gives you a clear, real-time view of what you have and how to use it. And if your card isn't earning its annual fee, we'll tell you.
Free during beta. Private by design.
Your unused value
$1,247
Top unused credits below
Streaming credit
Expires this month
$20
Dining credit
Available nearby
$120
Travel credit
Unused
$300
PerkMint says
A dining credit is expiring soon. At this pace, you're leaving over $1,200 on the table this year.
No signup required for the first check
The problem
You're probably not using most of your perks.
Credit cards advertise hundreds of dollars in value, but the credits are scattered, the rules are buried, and the deadlines are easy to miss. PerkMint turns that noise into a simple action plan.
Credits expire quietly
Monthly and quarterly credits reset before most people remember to use them.
Values are inflated
PerkMint focuses on what is actually useful to you, not brochure math.
Cards are hard to compare
See which benefits matter, where the gaps are, and what to use next.
How it works
Less tracking. More using.
01
Add your cards
Start with the cards you already carry. No bank login needed for the preview.
02
See what you're missing
PerkMint maps every benefit, credit, deadline, and the actual dollar value to you.
03
Use them, or cut them
Get timely reminders so you act, not just track. And an honest verdict on whether the card is worth it.
Why PerkMint
Built for clarity, not clicks.
PerkMint is designed to help you make better decisions with the cards you already have. No offer pushing. No inflated savings. No affiliate-first recommendations.
Shows practical value, not theoretical value
Helps you prioritize benefits you would actually use
Uses AI to simplify rules, timing, and next actions
Keeps the experience calm, clear, and easy to trust
If you're not using your perks, you're overpaying.
Get a clearer view of what your cards are actually worth. And an honest verdict on which ones to keep.